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Does Money Tree Do A Credit Check

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Near LendingTree Reviews

LendingTree is an online marketplace that helps connect you lot with various types of potential lenders. Whether you lot're looking for a mortgage, an auto loan, a personal loan or another form of financing, you tin answer a few questions on the LendingTree website to have the visitor put y'all in touch with the correct match for you lot. The service is free and doesn't bear on your credit score, and it's available nationwide.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • two stars
  • 1 stars

Pros

  • Free service
  • Comparing offers doesn't affect credit
  • Large lender network

Cons

  • You lot might not qualify for advertised rates
  • Could receive lender ads later on signing up

Bottom Line

LendingTree is an online market place that matches y'all with qualified lenders. The service is costless, and checking rates won't affect your credit. You tin can scan mortgages, car loans, personal loans and other financial products.

Acme LendingTree Reviews

How do I know I can trust these reviews about LendingTree?

  • 3,769,791 reviews on ConsumerAffairs are verified.
  • Nosotros require contact information to ensure our reviewers are existent.
  • Nosotros use intelligent software that helps united states of america maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

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Rated with 5 stars

Verified

… The entire process went smooth and was quick. Eric followed upwards with me immediately when items were needed and walked me through the entire process. He was very professional and ...

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Rated with 5 stars

Verified

I institute the correct mortgage lender using Lending Tree. I volition get to them in the future before I search for a visitor on my ain. Perfect place to shop, compare rates and speak to po...

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How does LendingTree piece of work?

LendingTree tin match you with several loan offers within merely a few minutes. Its partners offer a variety of financial products, including:

  • Mortgages
  • Personal loans
  • Business loans
  • Student loans
  • Auto loans
  • Debt consolidation
  • Debt relief
  • Credit cards
  • Credit repair

After answering a cursory series of questions, you lot receive a list of lenders suited to your situation. Typically, you can apply with the lender immediately — but you tin also but compare rates if you're not ready to move forward with a specific offering.

Make sure you take financial information ready when applying, including your income and a list of debts and assets. Each lender has its own borrower qualifications, and so having a handle on your contour tin help you easily compare the most realistic annual pct rates (APRs) and loan terms.

LendingTree also offers helpful tools like calculators, informational resources and credit-checking services. If yous're planning to buy a dwelling house, for instance, the site'southward multiple loan calculators show your mortgage options, advice on whether you should rent or purchase and other relevant information for potential homebuyers.

LendingTree FAQ

Does LendingTree hurt your credit?
LendingTree does a soft pull on your credit when you request loan offers on its website, which doesn't affect your credit score. When you utilise for a loan, nevertheless, the lender usually conducts a difficult inquiry into your credit history. This typically lowers your credit score by several points, but making on-time payments on your new account can assistance bump your score back up.
Can you get a personal loan with a credit score of 550 from LendingTree?
LendingTree does offer loan options for borrowers with less-than-platonic credit, but you're non likely to qualify for a lender'southward best rates if your credit score is in the depression 600s or below.
What credit bureau does LendingTree use?
LendingTree provides access to your VantageScore, which is a combination of your TransUnion, Experian and Equifax scores.
How long does information technology take to get money from LendingTree?
Some of LendingTree's partners offer fast application processing, which means you could authorize for funding within 48 hours of approval.

LendingTree Reviews

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How do I know I tin trust these reviews virtually LendingTree?

How do I know I tin can trust these reviews well-nigh LendingTree?

  • three,769,791 reviews on ConsumerAffairs are verified.
  • Nosotros crave contact data to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more than data virtually reviews on ConsumerAffairs.com please visit our FAQ.

Page 1 Reviews 0 - 10

Rated with 5 stars

Verified Reviewer

Original review: March 18, 2022

Omar was amazing to work with! He kept me in the loop most everything that was going on with the loan to refi my motorcar. Could not have been a smoother transaction!! I would recommend to friends and family anytime!

Rated with 5 stars

Verified Reviewer

Original review: Dec. 30, 2021

I filled out a mortgage research on Lending Tree and received phone calls almost immediately from lenders virtually my inquiry. The process was like shooting fish in a barrel and put me in contact with the right lender based on my information. Arjun ** from First Commonwealth mortgage was ane of the start lenders to accomplish out to me. He listened to me and started working on my awarding immediately and was able to close my loan as promised! He was readily available and on top of my application every stride of the way. He fabricated the entire process stress-costless and really worked difficult to get me a great loan and a groovy rate! I highly recommend him to anyone looking for a home loan!

Rated with 1 star

Verified Reviewer

Original review: Oct. 15, 2021

Put my information in on their website to get an ONLINE quote… fabricated the error of using my real number. NEVER Over again! My phone was hammered with calls in 5 minutes as presently as I hit submit. Obnoxious.

Rated with 1 star

Verified Reviewer

Original review: Sept. 23, 2021

Beware! The second yous hit "submit" to get the quotes, your phone will blow up and you volition get hundreds of calls, non-stop. I am still blocking numbers and had to turn off my phone for days. It still has not stopped. I had to tell all my clients to text me and I will phone call them back since I can't turn my telephone back on. I refuse to do business with any of the Lending Tree lenders due to their overly aggressive phone calling.

Rated with 1 star

Verified Reviewer

Original review: Sept. nineteen, 2021

Checking loan rates aren't supposed to have any touch on your credit score. However the companies Lending Tree works with do hard inquiries. So you fill out an application with Lending Tree then become iii - half-dozen different difficult hits on your credit which lowers your score. Checking rate aren't supposed to trigger hard inquiries. You're better off going to an individual company similar your bank or credit spousal relationship get-go. Stay away from market places like this.

Rated with 1 star

Verified Reviewer

Original review: Sept. 8, 2021

They didn't fifty-fifty try to locate any possible lenders. Just said, "Nope. Your credit is horrible and nosotros want you to pay us to ready information technology." Basically never even ran a report. I never entered my social security information so how would they even know what'south on my report.

Rated with 1 star

Verified Reviewer

Original review: Aug. four, 2021

Ever since I requested quotes from LendingTree, my phone has been chosen dozens of times a twenty-four hours. There is no manner for me to make information technology end and information technology is driving me nuts!! I'm pretty certain they sold my number to some listing makers or something, as I'g at present getting calls non just in regards to refinancing my mortgage, just also to purchase my domicile. I would advise everyone to use a real broker and stay away from these guys, or use a burner phone you tin can throw away when you're washed finding the lender you want to work with.

Rated with 2 stars

Verified Reviewer

Original review: May 18, 2021

I just responded to an unsolicited pop-up from LendingTree. I was curious about the electric current refinance mortgage rates. Later on answering their questions and hitting "submit", my telephone started blowing upwardly, even earlier LendingTree responded with their 5 best offers. I did non meet on LendingTree'southward page anywhere where they revealed that they would share my info, but I take probably, over the concluding three days, blocked over 100 phone numbers on my phone and I am still getting calls and emails. These calls are originating all over the U.s.a.. I am likewise getting text messages, asking when a "expert time to have a convo about my mortgage needs". Beware. Avoid the LendingTree trap.

Rated with 2 stars

Verified Reviewer

Original review: May 13, 2021

I was trying to certificate a negative experience with one of the lenders on LendingTree. However, when I post the review on their website, it gets rejected every time. I accept followed the exact guidelines for posting reviews.

Rated with 4 stars

Verified Reviewer

Original review: April 29, 2021

A reputable company, they do arrive possible for more than one Lenders to give a quote for rates. Simply the calls tin go extensive and bothersome. We ended up using a Lender not arranged by them. Nosotros did then because the Lender we chose was the well-nigh responsible and had the best rates and conditions of the mortgage companies.

Source: https://www.consumeraffairs.com/finance/lending_tree.html

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